Spoony the Pussy One: Life is in the Render Queue

Whine and Bitch about people long after they become interesting to talk about
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RedLine
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Re: Spoony... nothing else to say really

Post by RedLine » Wed Feb 13, 2019 12:29 am

A lot of mortgage information is public record. Spoony bought his house for $230,000 and got a 30-year loan on it for $195,500. So he put $34,500 down, or 15%, which is a normal requirement for someone with the occupation of "internet superstar".
No one else is listed on the mortgage, and it hasn't been altered since it took effect. The property still shows the lien present and his property tax payments are coming from escrow so it is very likely the original mortgage is still active.

The public record doesn't show his actual interest rate or payment, but judging by his lender and what rates were like in early 2015, his principal/interest payment is around $940 each month. Then add in about $90 for homeowner's insurance and an absolutely ass-raping $570 per month for property taxes. With 15% down he should have avoided needing any mortgage insurance so and his total house payment hovers around $1,600 per month.

Assuming they haven't completely destroyed the place by now he could almost certainly sell it for more than is owed, but the profit wouldn't be enough to buy anything for straight cash but a Mama Brad Jones redneck shanty. And with no real income beyond Patreon welfare and likely family pity money, no one legitimate is going to rent to him or give him another mortgage.

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mad bum
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Re: Spoony... nothing else to say really

Post by mad bum » Wed Feb 13, 2019 4:36 am

$570 per month? Bloody hell Illinois is an absolute shithole, no wonder mother fuckers are killing each other.
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Old Black Man
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Re: Spoony... nothing else to say really

Post by Old Black Man » Wed Feb 13, 2019 5:14 am

Can't wait to livestream Spoony fleeing from the police.
I’m getting too old for this shitposting.

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Guest

Re: Spoony... nothing else to say really

Post by Guest » Wed Feb 13, 2019 10:03 am

RedLine wrote:
Wed Feb 13, 2019 12:29 am
Assuming they haven't completely destroyed the place by now he could almost certainly sell it for more than is owed, but the profit wouldn't be enough to buy anything for straight cash but a Mama Brad Jones redneck shanty. And with no real income beyond Patreon welfare and likely family pity money, no one legitimate is going to rent to him or give him another mortgage.
What if he sold it and bought a place near his family in Arizona? Presumably his dollars would go a lot further there.

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pibbs
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Re: Spoony... nothing else to say really

Post by pibbs » Wed Feb 13, 2019 12:16 pm

These fucking INs can't even come right out and beg for money anymore. They have to do this little dance. It's just sore you pussy. If you can breathe just fine you're ok.
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AngrySpoonySnob
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Re: Spoony... nothing else to say really

Post by AngrySpoonySnob » Wed Feb 13, 2019 12:30 pm

XRAYS??? for that minor ass bump????



Is his car even totalled officially???
Respect my gangsta
- Wackashi Snitchnine

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Guest

Re: Spoony... nothing else to say really

Post by Guest » Wed Feb 13, 2019 12:45 pm

AngrySpoonySnob wrote:
Wed Feb 13, 2019 12:30 pm
Is his car even totalled officially???
Officially or not, the insurance will write it off. So much as nudge the frame on a car that old and it's gone.

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Guest

Re: Spoony... nothing else to say really

Post by Guest » Wed Feb 13, 2019 12:50 pm

He is just starting to set up his defense in case he gets sued by the other driver "WE U SUE ME? I HURT TOO SEE?", or preparing to sue THEM for daring to get in King Spoonys way.

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AngrySpoonySnob
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Re: Spoony... nothing else to say really

Post by AngrySpoonySnob » Wed Feb 13, 2019 1:10 pm

Guest wrote:
Wed Feb 13, 2019 12:45 pm
AngrySpoonySnob wrote:
Wed Feb 13, 2019 12:30 pm
Is his car even totalled officially???
Officially or not, the insurance will write it off. So much as nudge the frame on a car that old and it's gone.
if its still able to drive its not really totalled right? Cant find the page with the pic but it seems the car would be able to work after some minor repairs.
Respect my gangsta
- Wackashi Snitchnine

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Rushy
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Re: Spoony... nothing else to say really

Post by Rushy » Wed Feb 13, 2019 2:39 pm

He probably hurt his ribs. I remember watching Long Way Round back in the day, some dude broke his ribs driving and didn't even feel it beyond a minor ache. Later on, it hurt when he lied down in bed.
Kugelfisch wrote:
Sat Oct 23, 2021 1:36 pm
Oh there will be fucker for sure.

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